LloydsTSB and Amex cards cloned

by Keith
(Wales)

Victimless crime? Not at all, either the cardholder loses out directly, or every holder loses a little. Someone used my wife's LloydsTSB card to settle a £1,200 hotel bill in Korea, although she has not left the UK for 14 years and has no passport now. We still have not been told that the matter is closed.

Then this week someone used her Amex card details to buy Oyster cards, she is too disabled to use trains or buses. Amex notified me that an unusual transaction had occurred, and have repaid the £220 fraudulently taken.

It seems to me that it is far too easy for criminals to get away with it. When they are caught, punishments are much too lenient.

Editor's Comment: Thank you for your comments Keith. Here at combat-identity-theft.com we agree completely that the victims of fraudulent transactions really are victims. The amount of time and effort it can take to put right a credit score is proof of that.

We hope that the situation your wife finds herself in is resolved quickly. It will hopefully be straightforward to prove whether or not she was in Korea!

We also agree that the number of convictions for identity theft are very low and the punishments that follow are too light. However, we do understand that any international credit card fraud can be very difficult to resolve.

Thank you once again for sharing your experiences. We hope others can take note and learn from your situation.