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American Residents: Get A Free Credit Report Here!

It is now possible for Americans to obtain a free credit report.

The three main companies used to charge for this service, but the Fair Credit Reporting Act has changed this situation. Each of the three US bureaus is now required to provide one free report per year per individual.

To simplify and organise the request process for a free credit report, a central organisation has been established.

To request online: annualcreditreport.com To request by post: Annual Credit Report Service, PO Box 105281, Atlanta, GA 30348-5281

To request by telephone: 1-877-322-8228

It is also possible to obtain a free copy if you are on welfare, if you have been refused a job or loan or are unemployed and intend to apply for a job within the next 60 days.

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