American Residents: Get A Free Credit Report Here!
It is now possible for Americans to obtain a free credit report.
The three main companies used to charge for this service, but the Fair Credit Reporting Act has changed this situation. Each of the three US bureaus is now required to provide one free report per year per individual.
To simplify and organise the request process for a free credit report, a central organisation has been established.
To request online:
annualcreditreport.com
To request by post: Annual Credit Report Service, PO Box 105281, Atlanta, GA 30348-5281
To request by telephone: 1-877-322-8228
It is also possible to obtain a free copy if you are on welfare, if you have been refused a job or loan or are unemployed and intend to apply for a job within the next 60 days.
For other related pages, please visit:
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How To Get A UK Credit Report
How To Understand FICO And American Credit Reports
Credit Checks For Passports?
Just How Good Is Credit Report Security?
Use Your Credit Report To Help Combat Identity Theft
Credit Checks For Cell Phones?

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